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Children's Travel Insurance

What is children's travel insurance, why your child needs under-18s travel insurance.

The UK Foreign and Commonwealth Office recently identified that young travellers are more likely to head abroad without travel insurance than other age groups, and that this is more common for those travelling to Europe.  

No matter where your child is visiting, travel insurance adds a layer of protection in case the unexpected happens – whether that be medical emergencies, cancellations, lost possessions, stolen passports or much more. 

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What type of children’s travel insurance do you need .

There are a few options on how to cover your child depending upon if they are travelling alone or with adults.

If your child is travelling with relatives, then our family travel insurance policies may represent a good choice to cover all of your loved ones on one more easily manageable policy.

If your child is travelling with a group of friends or with non-family members then our group travel insurance allows you to cover the entire group under one policy. Or else you can elect to take out an individual travel insurance policy just for your child.

For children under 18 travelling alone our single trip travel insurance and backpacker travel insurance policies may represent the best fit. Single trip policies cover travel for up to 90-day holidays within any 180 day period and there is no lower age limit so no matter when they plan to travel they’ll be protected.

Our backpacker travel insurance is more suitable for gap year students or those planning a lengthy trip away. There is no lower age limit with these policies and they provide up to 365 days of continuous cover

We also offer annual multi-trip travel insurance , however, you should be aware that under-18s may only travel independently if travelling with at least one adult aged 18 or over and with the full knowledge and consent of an insured parent or guardian. This could be a good option for families travelling twice or more per year as it usually works out cheaper and the knowledge of knowing your covered for every trip you take in a 12 month period.

Importantly, remember that an adult over 18 will need to purchase the policy on behalf of the child.

What does our under-18s travel insurance cover?

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Extra cover to consider alongside children’s travel insurance

Popular insurance types that may interest you.

Winter Sports and Ski Travel Insurance

Sports and Leisure Travel Insurance

Global Health Insurance Card (GHIC)

What is not covered

There are some circumstances or events where your children's travel insurance policy may not be able to provide cover, these include: 

• Undeclared medical conditions: Any existing conditions that you have which your child has which haven’t declared and accepted will not be covered.
• Extreme sport and activities not listed in the policy wording: There are some more adventurous activities which we may be unable to cover. A full list of activities included on our policies is available in the policy documents. Additional cover can be purchased for  winter sports and skiing insurance .
• Being under the influence or negligent behaviour: If your child needs to make a claim resulting from negligent behaviour, for example leaving their bags unattended, or from being under the influence or alcohol or non-prescription drugs then we may not be able to accept the claim.
• Any t ravel against FCDO advice

For more information on what isn't covered, please see the policy documents .

Frequently Asked Questions

Usually this is something that it organised by your child’s school, so it is worth checking with them as to what protection they have in place. In some cases, school policies may only cover third party liability.

If this is the case you may wish to purchase a separate policy for them to ensure that medical conditions, cancellations, loss or theft of belongings are covered, this is particularly important if you child has an existing medical condition. 

Our under 18s travel insurance policies can cover you for destinations across the world, just enter the destinations you’ll be visiting when getting a children’s travel insurance quote. If you are looking for annual multi trip cover then you’ll be asked to choose the region of travel from:

• Wordwide excluding the USA and Canada
• Worldwide including the USA and Canada

You should be aware that if you travel to a destination that the FCDO advises against travel to then you will not be covered. 

How to ensure you have the right cover

Does your bank or credit card company provide cover.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

Are you covered by ABTA or ATOL?

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

What is an EHIC or GHIC and what can it offer you?

Make A Claim?

Policy documents.

Pregnancy travel insurance - here's what to know before you book

--> BY Jessica Humphries

Last updated . 20 December 2023

Relish the excitement of your travel plans with your blossoming baby bump by securing the right cover.

Enjoying a journey with a little one on the way? The thrill of travel is irresistible, but let’s face it – the logistics can pile up faster than you can say ‘jetlag’, and Mama – you’ve got enough on your plate. If your adventurous side still calls, despite having a baby on board, navigating the realm of travel insurance  becomes a whole new adventure. Fear not, we’ve got everything you need to know about travel insurance when you’re pregnant right here.

Key things to consider before buying coverage

When you’re planning your trip with a baby on board, there are some things you’ll need to consider straight-up.

How far along are you?

We know you’ve heard the question a million times, but here’s where it really counts. When it comes to pregnancy and travel insurance, most insurers graciously cover single, uncomplicated pregnancies following natural conception. However, there’s a catch – the coverage window varies.

The best time to travel is within your second trimester.

Some providers extend their umbrella up to 30 weeks, while others gently fold it at 23 to 26 weeks pregnant. Most importantly, remember – the stork won’t deliver coverage for birth-related costs or newborn expenses. So, if you can, keep your window wide and travel within the sweet spot (more on that later).

Is pregnancy considered a ‘pre-existing medical condition’?

Thankfully, pregnancy isn’t generally considered a pre-existing medical condition  when you’re obtaining travel insurance. If you’re under 26 weeks (at the time of travel) with just one bub on board, you may not need to declare it at all. However, honesty is key, especially if you’re dealing with a more complex pregnancy. Disclose the details to your insurer to make sure you’re covered.

Be prepared with pregnancy travel insurance for your safety.

What to look for in a pregnancy travel insurance policy

It’s time to dig into the details. Here’s what you’ll need to keep an eye out for in your travel insurance to make sure you and your bump have a smooth ride.

Travelling while pregnant can be a fulfilling experience. (Image: Josh Bean)

The benefits buffet

Navigating pregnancy with travel insurance is like entering an extensive buffet – enticing, filled with numerous options, and just a tad overwhelming. Yet, the crucial factor lies in the details. Delve into the fine print to ensure you grasp the details of the nitty gritty.

Tick off the benefits of your pregnancy coverage.

If you identify any gaps, ask your insurer about tailored policy add-ons for a personalised experience. Alternatively, explore other options that cater specifically to your unique pregnancy needs.

• Make sure your policy covers (on top of standard travel insurance staples):
• Unforeseen pregnancy challenges.
• Emergency medical coverage abroad: including expenses for unexpected illnesses, complications, or severe injuries related to your pregnancy.
• Trip cancellation protection.
• Around-the-clock travel assistance.

Make sure that your policy covers unexpected pregnancy challenges.

Cancellation considerations

If there’s ever a time when last-minute travel plans can swiftly change, it’s during pregnancy. Your pregnancy might even be a time when you consider locking in your coverage before finalising your booking. Locking in coverage ensures that in the event of unexpected pregnancy complications leading to a trip cancellation, you’re covered – no strings attached.

Consider last-minute travel changes especially when you’re travelling with a child.

Find out what’s excluded

Navigate the exclusion territory carefully. Be aware that certain conditions, like conception through IVF, expecting multiples, or planning travel after the approved gestational weeks, may lead to limited or no coverage.

Common exclusions:

• Conception through assisted reproduction (IVF).
• Seeking reimbursement for childbirth or newborn healthcare expenses if you give birth on your trip.
• Travelling against medical advice from your doctor.
• Expecting twins (or more!).
• Planning travel beyond the approved weeks according to your provider.
• Dealing with pregnancy complications (previous miscarriages or premature labour, gestational diabetes etc.) – disclose them to avoid issues.
• Routine pregnancy check-ups abroad.

Remember, some exclusions can be lifted with premium payments or a medical assessment.

Trimester travel tactics: A travel roadmap for every stage

When planning your travels, take your pregnancy stage into account for a seamlessly enjoyable journey tailored to each trimester.

First-trimester trail

The first 12 weeks are the opening act of your pregnancy journey. While generally safe for travel, be aware that morning sickness might steal the show. Consider scheduling your adventures post-week 12 to dodge any queasy interludes.

You may experience morning sickness during your first trimester.

Second-trimester bliss

The perfect time for a babymoon, your second trimester offers you a golden ticket to travel bliss, sans complications. Chat to your doctor, pack your bags, and make the most of this worry-free window.

Always check with your doctor for any pregnancy reminders before travelling. (Image: Lucas Favre)

Third-trimester reality check

Some airlines may give side-eye glances if you’re deep into the third trimester, and many travel insurance providers will cap their coverage around the 26-week mark. If leisure is the plan, think twice before boarding that flight.

It’s best to travel with a companion.

As you embark on this exciting journey with a baby on board, remember that a well-informed approach to travel insurance during pregnancy is your ticket to peace of mind. From navigating coverage windows to crafting your personalised pregnancy passport and considering trimester-specific tactics, your wanderlust need not be put on hold. Embrace the adventure, plan wisely, and savour every moment of this unique chapter in your globetrotting story. Safe travels, mama!

Travelling during pregnancy can be your first milestone as a family.

For more tips and advice, read our travel insurance hub  to help you navigate the ins and outs of what to do before you head overseas.

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• Family travel insurance

If you're travelling abroad as a family, it makes sense to take out insurance that covers you all. Especially if you have little ones.

Some travel insurance provides cover for children under 18 on a family or single parent policy, including medical cover in case of accident or injury.

Poorly kids need looking after even more when away from home

It's bad enough if your children get ill or injured when you are at home. But if it happens when you are on holiday abroad it can be an even more distressing experience.

You'll obviously want to have them treated quickly. But if you are somewhere unfamiliar it can be difficult to know where to go. To make matters worse there may be a language barrier too.

Need to get travel cover in place now?

How to get a doctor overseas.

If you are ever unlucky enough to find yourself in this situation, try to call a doctor as soon as possible. In Europe the number for emergency services is 112. Although you can check the  Foreign, Commonwealth & Development Office website  for emergency numbers you can ring at your destination too. Remember to ask for an interpreter if you can't understand your doctor.

Making sure it's the right treatment for the patient

If you have  travel insurance  for your family your provider should be able to monitor the situation to ensure that your child is receiving appropriate treatment.

Saving money may not be your most important concern at the time, but you'll probably be grateful if you have holiday insurance when your doctor gives you the bill. It can save you a small fortune on unexpected medical treatment.

There are other precautions you can take too

Make sure you and your children have obtained all the necessary  vaccinations  and medications prior to travel. And pack a small first aid kit to take with you that includes children's antihistamines, aspirin or other painkillers, and a thermometer.

You'll need a Ghic for every family member

You may have heard about the  European Health Insurance Card (Ehic)  or its replacement from 1 January 2021, the new UK Global Health Insurance Card (Ghic). They both let UK citizens access emergency and necessary state healthcare in EU countries for free or at a reduced cost. 

If you  apply for a card  you’ll get the new Ghic instead. Your existing Ehic can still be used in the EU until its expiry date, whenever that is. The Ehic can no longer be used in Switzerland, Norway, Iceland or Liechtenstein in most cases. 

Remember, neither the Ehic or Ghic covers all eventualities, such as repatriation, so make sure you also have travel insurance with appropriate health cover for trips to the EU or any overseas travel.

When should I buy family travel insurance?

To help you decide the right time to get your family covered, read our guide to when to buy  family travel insurance .

The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy documents .

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Pregnancy Travel Insurance

Nine months is a long time, and many women will want to travel abroad at some point during their pregnancy, either to visit family, for work, or just to relax. At Holidaysafe, we understand that travelling whilst pregnant can cause added concern, so we provide multiple levels of cover so you can pick the policy that best suits you and your trip.

Pregnancy travel insurance policy benefits

• Featured on the Which? Best Rate tables ☆
• Cover for pregnant travellers up to 28 weeks¹ and no need to declare your pregnancy at the time of purchase
• Emergency medical cover for complications resulting from pregnancy, for example, emergency caesarean, premature birth, DVT and miscarriage¹
• UK, Europe and Worldwide trip options available
• Multiple levels of cover allowing you to choose the best policy for your budget and holiday
• Cover includes cancellation, medical emergencies, personal belongings, repatriation, cash, travel documents and much more
• Winter Sports policies available
• Every policy automatically covers 100 activities free of charge

To find out more about our policies, and to get a free no obligation quotation, click Get a Quote and choose a policy type, e.g. Single Trip.

Pregnancy Travel Insurance Important Information

¹ Our policies include emergency medical expenses cover for pregnancy and childbirth from week 0 to week 28, provided a medical practitioner or midwife confirms that you are fit to travel. If you are confirmed not fit to travel, or if you will be more than 28 weeks pregnant at the start of your trip, (24 weeks for multiple births), you can make a claim under ‘Cancelling Your Trip’ provided you purchased this policy/booked a trip before you were aware you would not be able to travel.

Please note we will not cover denial of boarding by your carrier so you should check that you will be able to travel with the carrier/airline in advance as regulations vary from one carrier/airline to another. It is also important to note that premature babies cannot safely be transported by air as they are at an extremely high risk of serious complications, so a premature infant may need to remain abroad for several months before it can be safely brought home.

For more information to help you with travelling while pregnant, please   read our complete pregnancy travel guide here.

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Frequently Asked Questions

Can I travel whilst pregnant?

Yes, our policies include emergency medical expenses cover for pregnancy and childbirth from week 0 to week 28 whilst you’re away. (24 weeks for multiple births) However, from the start of week 29 of the pregnancy, there is no cover for any claims relating to pregnancy.

Please note we will not cover denial of boarding by your carrier so you should check that you will be able to travel with the carrier/airline in advance as regulations vary from one carrier/airline to another.

Do I need to declare pregnancy?

Pregnancy is not a medical condition, therefore there is no need to declare it to us and it will be covered. However, there are certain aspects which need to be taken into account:

• Any conditions associated with your pregnancy, for example, high blood pressure; need to be declared to us to ensure that you’re properly covered.
• If you have a normal birth whilst away any time after 28 weeks this is not an emergency, and will not be covered as it could be reasonably anticipated.

What do I do if I need medical treatment?

If you need emergency medical treatment call an ambulance on 112 or using the local equivalent of 999, and then contact our 24-hour emergency assistance number. You need to contact the assistance team at the earliest opportunity, so we strongly suggest you put their telephone number into your mobile phone before you travel, just to make sure it is to hand if you need it.

How is a family defined?

We define a family as a policyholder and spouse or partner, who have been living together as a couple for at least six months, plus their dependent children who are living at home aged 0-17 years on the date of departure. Any dependent aged 18 or over will be considered an adult and will need an individual policy.

How is a couple defined?

We define a couple as a policyholder and spouse or partner, who have been living together as a couple at the same address for at least 6 months.

How is a child defined?

We define a child as anyone under 18 years of age on the date of departure, and dependent upon an adult insured under the same policy, otherwise they have to pay an adult premium.

If you have any other questions please feel free to contact our friendly and experienced Customer Service team, who will be more than happy to answer your queries.

Checklist for Pregnant Travellers

• Before you book your flight make sure you check the airline’s limits on pregnancy. Provided you and your baby are healthy, most airlines will allow you to fly up to 35-36 weeks into your pregnancy; however, after 27 weeks most airlines will deny boarding unless you have a ‘fit to fly’ letter from your doctor.
• You should also pay special attention to any other rules or regulations the airline has about pregnancy, for example, some airlines may refuse to board if you’ve had problems with a previous pregnancy, such as DVT. They can also deny boarding under health and safety rules if they feel that a pregnant woman may not be mobile enough to leave the aircraft in an emergency.
• Airlines will usually have different rules for women who are carrying two or more babies, for example, travel will usually be limited to 32 weeks, however, it is important that you double-check and read any small print.
• It’s never nice to discuss worst-case scenarios, however, it is important to know that if you travel after the seventh month and experience problems whilst abroad, (such as a minor bleed) then the airline may refuse to bring you on the return trip. Furthermore, if you give birth prematurely you are likely to be refused to board until 14 days after the birth, even if you and the baby are healthy. Even if you carry your baby to full term, new-borns are not permitted to fly until they are seven days old.
• Always consult your doctor before travelling to a foreign country when pregnant, as they will be able to advise what vaccinations and medicines you are allowed to take before travelling, to make sure you and your baby are fully protected.
• When booking your holiday, you should always consider the health care available in your chosen destination. It may sound extreme if you’re only a few weeks pregnant; however, you must make sure you would feel safe and comfortable if you needed to seek medical treatment or advice abroad.
• Always invest in quality travel insurance before you depart, and make sure you’re happy with the cover it offers for pregnancy-related issues. Again you need to make sure that you read your policy wording or double-check with the insurer.
• Many women worry about electronic screening systems at the airport, but these are not harmful to pregnant women or their unborn children. However, if you feel uncomfortable you can always request a manual ‘pat-down’ from a female security guard.
• If you need medicine whilst abroad, even for travel sickness, always consult your doctor in the UK before taking any kind of medication. Even simple ‘over the counter’ medicines can be harmful to pregnant women and their unborn children, so always be cautious and check with your doctor.
• Make sure you drink plenty of water and stay hydrated, especially if you’re visiting a hot climate because your kidneys need to work harder when you’re expecting a baby.

☆ The Which? Best Rate feature applies to Holidaysafe’s Premier cover, based on a 24-day Single Trip policy with Worldwide excluding Mexico cover. The table was last updated on Which?’s website on 30/06/2023.

*Please note, Holidaysafe’s online prices automatically include a 15% discount against our customer service centre prices

A guide to travelling while pregnant

How to Enjoy a Holiday with a Baby on the Way

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Family Travel Insurance

Make lifelong memories with your loved ones in exciting new places.

Wherever your family adventure takes you, make sure you pack the right travel cover.

Holidaymakers can understandably get confused as to whether they need family cover or whether they'd be better off with an individual policy for each person travelling.

As always, the right option depends on several factors, such as:

• The size of your group
• Who's travelling with you
• If anyone has a pre-existing condition

It's worth taking some time to read up on and compare cover to make sure you get the best family travel insurance for your needs.

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), provided you have proof of a positive Covid-19 test and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

• you were diagnosed with Covid-19 before your trip was due to start
• a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
• you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
• an insured person or a close relative died during the trip because of Covid-19
• you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

• you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
• any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
• you have to quarantine after arriving in the UK or abroad
• the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

What is Family Travel Insurance?

A family travel policy covers people from the same family who live at the same address, such as:

• Step-parents
• Grandparents
• Aunts and uncles

You can have up to a maximum of two adults and five children on a family policy. You don’t need to have the same surname, but the adults need to live at the same address to be on the same policy (the children don't have to live with the adults to be on the same policy).

Admiral's Family Travel Insurance is available as single trip travel insurance , which covers you for one trip away from home for up to 365 days, or, if your family goes on several holidays a year, annual travel insurance .

Kids travel insurance

Separate children's holiday insurance isn't needed for any family member under the age of 24 as they can be added to an Admiral Family Travel Insurance policy. Anyone over the age of 24 will need to take out individual policies.

We offer three tiers of cover with increasing coverage and product benefits:

• Admiral Gold
• Admiral Platinum

Read the full list of benefits in the policy summary booklet .

Do I need a Family Travel Insurance policy?

Family holiday insurance is a really good idea to make sure everyone in your group is covered. We pay out if you need to cancel your trip for one of a number of defined reasons – so, if one of your children happens to be a little accident-prone, having the right cover in place at the time of booking your holiday could be wise!

If you're travelling with older relatives in their 60s or 70s, it's a good idea to look at travel insurance for over 60s and over 75s.

Our maximum age limit for annual multi-trip insurance is up to 75 years, while it’s up to 85 years for our single trip policies. The age limit and level of cover we can offer depend on your personal information and the details of your holiday.

If your child is going abroad, with you or a relative or friend, Home Office advice says the permission of everyone with parental responsibility must be given.

Mothers automatically have parental responsibility, but still need permission from the father if he's not travelling with you. The Home Office has a template letter you can use to show you have permission.

If children are travelling with any adult who has a different surname to them – even their parent or step-parent – it's possible your group will be stopped and questioned at border control.

It's therefore a good idea to take documentation with you. This might include a copy of the following certificates:

• The child's birth certificate
• Your marriage or divorce
• Change of name

Our annual family travel insurance also covers under-18s if they're travelling with an adult who's not named on your policy.

So if a kind aunt, uncle or family friend offers to give you a break and take your children on holiday with them, this type of policy will give you peace of mind their belongings are covered and they will get the right treatment should they become ill while away.

If you're not sure if a family policy is best for you, call one of our advisors on 0333 234 9913 .

Travelling abroad as a family

When travelling to any country, whether for a holiday or work, it's wise to check Foreign Office advice about your destination. If you travel to a country where advice has been issued about things such as unrest, terror alerts or weather warnings, you risk invalidating your insurance.

If you're travelling in Europe, don't forget your European Health Insurance Card (EHIC) if it’s still in date. Otherwise you should apply for a new Global Health Insurance Card (GHIC) . They aren’t the same as travel insurance and don't give you the same level of cover, but they prove you're a UK resident and are therefore entitled to medical treatment and help when in a European country (except Iceland, Liechtenstein, Norway and Switzerland, where the EHIC hasn’t been valid since 31 December 2020).

Are there any exclusions?

As with any insurance policy, some things aren’t covered by Admiral Travel Insurance. If your family is planning to do any winter sports such as skiing or snowboarding, or you’re taking to the seas on a cruise, you’ll need to add our winter sports or cruise cover upgrades to your policy. Without these, your trip won’t be covered at all.

Exclusions include:

• Not telling us about any pre-existing conditions
• The pre-existing conditions of a relative not on your policy
• Any losses or expenses you can recover from elsewhere, or are more specifically insured by another policy
• Anticipated events
• Coronavirus
• Travelling against FCDO or medical advice

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913 .

Your pre-existing conditions won’t be covered unless you’ve:

• Declared them all on your policy
• Received written confirmation that we’ll cover your medical condition
• Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on your policy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medical directory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online . (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

Your questions answered

Does travel insurance cover death of a family member.

You can make a claim if you have to cancel or cut short your trip because of a family member’s death, serious illness or serious injury, providing it’s not related directly or indirectly to any pre-existing medical condition.

Do you cover children under 18?

Cover can’t be bought for a child under the age of 18 alone. A child under 18 can be added to our family policies where at least one adult over the age of 18 is also going on the trip (single trip policies).

A child can be added to annual multi trip family policies where the insured adult will travel later in the policy term. Each insured child under the age of 18 will only be covered if they’re travelling with a responsible adult. This adult doesn’t need to be insured with us.

Can the adults on an annual multi trip policy travel separately?

Yes. This policy covers each insured adult, whether travelling on your own or together.

Getting the most out of your trip

Going anywhere nice.

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

Travel insurance that suits you

Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.

Student Travel Insurance

Travelling while pregnant, travel insurance over 65, travelling with medical conditions, travel insurance upgrades.

Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.

Cruise Travel Insurance

Ski travel insurance, gadget travel insurance, adventurous sports insurance, single trip insurance, annual trip insurance.

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Anger after passengers lock toddler in plane’s toilet to stop her from crying

Viral video shows one of the women telling the child that she could only leave the bathroom if she stopped crying, article bookmarked.

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Two passengers on a flight sparked a backlash in China after they locked up a toddler in an airplane toilet to stop her from crying.

The incident on the flight from Guiyang to Shanghai sparked a heated online debate about how to handle crying c hildren in public spaces.

The two passengers who locked the distressed toddler in the toilet claimed they were trying to help others. However, many people on social media accused them of “ bullying ” the child and lacking empathy.

According to Juneyao Airlines, the child’s grandmother had given permission to the women to "educate" the crying child . The video showed one of the women telling the child that she could only leave the bathroom if she stopped crying.

One of the women, Gou Tingting, defended her actions, saying she wanted to calm the child and allow the other passengers to rest. Responding to the criticism, Ms Gou said she "prefers to take action rather than be a bystander" she wrote on China’s TikTok equivalent, Douyin, reported BBC News.

However, her explanation did little to quell the backlash, and her social media account has since been set to private.

“Children cannot control their emotions when they are one or two years old. What’s wrong with crying? Didn’t you cry when you were young too?” one user wrote on Weibo, reported the British broadcaster.

The incident has raised questions about how to balance the needs of parents with crying children and the rights of other passengers to a peaceful flight.

In January, Corendon Dutch Airlines announced testing adult-only zones on its flights. It confirmed reserving a seat in the child-free section in its flight from Amsterdam to the Caribbean, adding that it will cost an extra €45 rising to €100 for extra-large seats.

And while some were happy to pay to sit in an adult-only part of the plane others wondered how airlines would adequately enforce a separation from noisy children, recalling issues with old ‘no-smoking zones’ on airplanes.

The debate extends beyond flights, with " no-kids zones" flourishing in cafes and restaurants in countries like South Korea. In London, a pub’s decision to ban children sparked a debate about discrimination against parents, particularly women.

Earlier in April this year, a customer who goes by the name Kyle took to X to share a snap of the sign outside of the restaurant, which said: “Dog friendly, child free”.

The tweet went viral on X, with some criticising the restaurant for not letting children in. Others claimed that the restaurant was discriminating against women, specifically those who are with their children.

“Banning children is banning parents. This disproportionately affects women,” one wrote. “If you are more okay eating next to an animal than a human baby and family you’re an ugly person idc.”

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